You probably have a rare earth magnet in your laptop, car, phone, or headphones right now. In an unprecedented move to ensure the supply of these materials over the past year, the US government set a minimum guarantyd price for…
Nasdaq just set a launch date for 23 hour trading This week, Nasdaq confirmed that the date of its shift to almost 24-hour trading is now December 6, 2026. This gives a plan that has been discussed in different forms…
No tax on tips and overtime You have undoubtedly heard the phrase “no tax on tips” or “no tax on overtime” if you work overtime or receive tips. A detailed explanation of how that actually appears on your paycheck and…
Student loan collections are still paused If you have a federal student loan that is past due, you have undoubtedly seen conflicting information regarding the current risk to your income or tax refund. As of this month, the short answer…
You’re right if you recall that credit card late fees were limited to $8. What transpired following that announcement is what most people overlooked. The regulation was never implemented. Since soon after it was completed, it has been legally frozen,…
Short-term interest rates have been lowered by the Federal Reserve. The general consensus was that this would eventually result in lower borrowing costs overall. Rather, on July 31, 2026, the yield on a 30-year Treasury bond closed at 5.27 percent,…
tariff refundsThere’s a good chance that a tariff was included in the price you paid if you purchased anything imported during the previous year, including a car, a phone, and basic household items. A significant portion of those tariffs were…
Buy now pay later was supposed If you looked up anything about buy now, pay later, and credit scores in the last year, you most likely came across articles stating that this would begin to impact your score in the…
What actually changed FICO 10T mortgage The Department of Housing and Urban Development and the Federal Housing Finance Agency announced on April 22, 2026, that FICO 10T and VantageScore 4.0, two more recent credit models, are now authorized for mortgage…
Under the GENIUS Act, Congress granted federal regulators until July 18, 2026, to complete the regulations governing stablecoins. There was no completed rulebook when that date arrived. This gap affects you more directly than it might seem if you own…