How Pennsylvania taxes your income
Pennsylvania has a flat 3.07% state income tax for 2026. The Pennsylvania income tax calculator above shows federal and state income tax separately, with your effective and marginal rates.
- Pennsylvania has no state standard deduction in this model.
- Pre-tax 401(k) contributions do not reduce your Pennsylvania taxable wages.
Pennsylvania tax rate
Pennsylvania applies one rate of 3.07% to all taxable income.
Notes about Pennsylvania rules
Pennsylvania has no standard deduction or personal exemption and does not let you subtract 401(k) contributions from state taxable wages, although they reduce federal tax.
What this calculator includes
It uses 2026 federal income tax brackets for single filers and married couples filing jointly, Social Security and Medicare tax, and the Pennsylvania rules above. It does not include dependents, tax credits other than those listed, itemized deductions, self-employment tax, or head of household filing.
Most Pennsylvania municipalities charge an earned income tax, often around 1%, that is not included. Local taxes average about 0.99% of income statewide.
Rates, brackets and deductions as published for tax year 2026 (state data sourced February 2026).
Frequently asked questions
What is the state income tax rate in Pennsylvania?
Pennsylvania uses a flat rate of 3.07% on taxable income for 2026. Taxable income is your wages after the deductions and exemptions listed on this page.
What deductions does Pennsylvania allow in this calculator?
Pennsylvania has no state standard deduction or personal exemption in this model, so the tax is applied to your wages directly.
Do 401(k) contributions lower my Pennsylvania income tax?
No. Pennsylvania taxes the wages you put into a 401(k), although the contributions lower your federal income tax. They do not reduce Social Security or Medicare tax.
Which federal taxes apply to my pay in Pennsylvania?
Federal income tax uses 2026 brackets from 10% to 37% after the $16,100 standard deduction for single filers. Social Security is 6.2% on wages up to $184,500 and Medicare is 1.45% on all wages, with 0.9% extra above $200,000 ($250,000 for joint filers).
Does this calculator include local taxes?
Most Pennsylvania municipalities charge an earned income tax, often around 1%, that is not included. Local taxes average about 0.99% of income statewide. Other local payroll taxes, such as transit levies, are also not included.
Are Social Security and Medicare included?
No. This page shows income tax only. Use the Pennsylvania salary calculator to see take-home pay after Social Security and Medicare as well.
How current is the Pennsylvania data?
Rates, brackets and deductions as published for tax year 2026 (state data sourced February 2026). Tax laws change, so confirm important numbers with the official sources listed below.
Official and data sources
- Pennsylvania – state tax agency
- IRS – Federal income tax rates and brackets
- Social Security Administration – Contribution and benefit base
- Tax Foundation – State Individual Income Tax Rates and Brackets, 2026
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Also for Pennsylvania: Pennsylvania Salary Calculator · Pennsylvania Paycheck Calculator
Disclaimer: results are estimates for information only. They are not tax, legal or financial advice.