About the Present Value Calculator
Find what a future amount of money is worth today. This tool is free, works in your browser and needs no sign-up.
How to use the Present Value Calculator
Enter the future amount, the yearly discount rate and the number of years.
Formula used
PV = FV ÷ (1 + r)^t.
Example
With Future value 10000, Discount rate (% per year) 6, Years 5, the calculator shows: Present value = 7,472.58; Difference = 2,527.42.
Frequently asked questions
Is the Present Value Calculator free to use?
Yes. It is completely free and you can use it as many times as you like.
How accurate is the Present Value Calculator?
The calculator uses standard formulas, so the maths is exact. Real life results can differ because of fees, taxes, rounding or personal factors, so treat the answer as an estimate.
Do you store the numbers I enter?
No. All calculations run in your browser. The values you type are not sent to our server.
Disclaimer: results are estimates for information only. They are not financial, medical or professional advice.