Take-Home Paycheck Calculator

Estimate your take-home pay after federal tax, Social Security, Medicare, state tax and 401(k) contributions.

Paycheck Calculator by State

About the Take-Home Paycheck Calculator

Estimate your take-home pay after federal tax, Social Security, Medicare, state tax and 401(k) contributions. This tool is free, works in your browser and needs no sign-up.

How to use the Take-Home Paycheck Calculator

Enter your yearly salary, pay frequency, filing status, 401(k) percent, state tax rate and Social Security wage limit.

Formula used

Net pay = gross − 401(k) − federal tax − 6.2% Social Security (up to the limit) − 1.45% Medicare − state tax.

Example

With Gross salary per year 75000, Pre-tax 401(k) contribution (%) 5, State income tax (%) 4, Social Security wage limit 184500, the calculator shows: Take-home pay per paycheck = 2,146.83; Take-home pay per month = 4,651.46; Take-home pay per year = 55,817.50.

Frequently asked questions

Why is my real paycheck different?

Real paychecks can include health insurance, local taxes, other deductions and your exact W-4 settings. This tool gives a close estimate.

Is the Take-Home Paycheck Calculator free to use?

Yes. It is completely free and you can use it as many times as you like.

How accurate is the Take-Home Paycheck Calculator?

The calculator uses standard formulas, so the maths is exact. Real life results can differ because of fees, taxes, rounding or personal factors, so treat the answer as an estimate.

Do you store the numbers I enter?

No. All calculations run in your browser. The values you type are not sent to our server.

Disclaimer: results are estimates for information only. They are not financial, medical or professional advice.

Related calculators